Young Savers Account
Have the children in your life get started on a great habit early with a young savings account that earns interest and has no monthly service fee.
Open a Young Savers Account Today
Visit a branch or call us at 866.872.1866
Young Savers Account1 Features
- $0 monthly service fee
- USB Online Banking
- USB Debit Card available for ATM deposits and withdrawals
- Mobile check deposit with the USB Mobile App
- Free paperless eStatements
- Always excellent customer service
- $5 minimum opening balance
- Earn tiered interest as your balance increases
- Free automatic transfers from your USB checking account
Manage your bank account with ease
With USB Digital Banking Tutor, you can learn how to use our online and mobile banking products so you can better manage your finances wherever you are, anytime you want.
Looking for a better fit?
Your Future Starts Now
We can help you focus on your life stage financial planning journey, whether you’re just getting started or well on your way. Our FutureTrack website can help you get thinking, but come in and see us – we’ll discuss your goals and help you reach them.
FutureTrack We Love to Save Blog
USB Savings Rates
- Annual Percentage Yield (APY)*
- $0.01 - $4,999.99
- 0.10%
- $5,000+
- 0.15%
- Interest Rate
- $0.01 - $4,999.99
- 0.10%
- $5,000+
- 0.15%
- Frequency of Rate Change**
- Variable
- Interest Compounding
- Monthly
- Minimum Balance to Open Account
- $5.00
- Minimum Balance to Earn APY
- $0.01
Disclaimers
1 Young Savers accounts are intended for customers under the age of 21 and will be converted to an Essential Savings account when the account holder reaches the age of 21.
UNION SAVINGS BANK RATE DISCLAIMERS
*Fees may reduce earnings
**Rates may change after the account is opened
Read all disclosures that apply to your account, including the Consumer Deposit Agreement and Schedule of Interest and Deposit Account Charges.