Money Market Savings

Earn high interest rates of a savings account combined with the flexibility of a checking account.

Personal Money Market Account

  • Tiered interest
  • $500 minimum to open
  • $0 or low monthly service fee*
  • Check writing and debit card access
  • Unlimited deposits and withdrawals
Check Today’s Rates

Open by visiting your local USB branch or calling us at 866.872.1866.

Boost Money Market Account

  • Earn a higher rate of interest with higher balances
  • $5,000 minimum to open for Boost
  • $0 monthly service fee
  • Check writing and debit card access
  • Unlimited deposits and transfers into the account
  • Limit of 6 withdrawals per month**

Check Today’s Rates

Open Now

Money Market FAQs

What exactly is a money market?
I only have $500 to put into a savings account, is that enough to open a money market?

USB Money Market Rates

Personal Money Market
Updated March 30, 2025
    • Annual Percentage Yield*
    • $0.01-$24,999.99
    • 0.03%
    • $25,000.00 - $49,999.99
    • 0.03%
    • $50,000.00 - $99,999.99
    • 0.05%
    • $100,000.00+
    • 0.07%
    • Interest Rate
    • $0.01-$24,999.99
    • 0.03%
    • $25,000.00 - $49,999.99
    • 0.03%
    • $50,000.00 - $99,999.99
    • 0.05%
    • $100,000.00+
    • 0.07%
    • Frequency of Rate Change**
    • Variable
    • Interest Compounding
    • Monthly
    • Interest Credited
    • Monthly
    • Minimum Balance To Open Account
    • $500.00
    • Minimum Balance to Earn APY
    • $0.01
Boost Money Market Savings
Updated March 30, 2025
    • Annual Percentage Yield*
    • $0.01 - $4,999.99
    • 0.03%
    • $5,000 - $24,999.99
    • 0.25%
    • $25,000 - $49,999.99
    • 0.35%
    • $50,000 - $99,999.99
    • 0.50%
    • $100,000 - $249,999.99
    • 0.65%
    • $250,000 - $4,999,999.99
    • 0.75%
    • $5,000,000 +
    • 0.50%
    • Interest Rate
    • $0.01 - $4,999.99
    • 0.03%
    • $5,000 - $24,999.99
    • 0.25%
    • $25,000 - $49,999.99
    • 0.35%
    • $50,000 - $99,999.99
    • 0.50%
    • $100,000 - $249,999.99
    • 0.65%
    • $250,000 - $4,999,999.99
    • 0.75%
    • $5,000,000 +
    • 0.50%
    • Frequency of Rate Change**
    • Variable
    • Interest Compounding
    • Monthly
    • Interest Credited
    • Monthly
    • Minimum Balance To Open Account
    • $5,000
    • Minimum Balance to Earn APY
    • $0.01

Disclaimers

*$10 monthly service fee, waived with $1,000 minimum daily account balance
* If more than 6 withdrawals per month (statement cycle) a $15 fee will be assessed; withdrawals include branch debit electronic funds transfers, ACH, checks, wires, and debit card transactions

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