Worry-free checking with no overdraft fees
Worry-free checking with no overdraft fees

Core Checking Worry-free checking with no overdraft fees

Core Checking helps you better manage your budget with a low monthly fee of $5.00 and no overdraft fees1. You’ll get peace-of-mind knowing you will spend only what you have.

Core Checking is a certified Bank On account as it meets National Account Standards for affordability, safety and access to a no-overdraft-fee banking account.

Open an Account Now

Core Checking Account Features

  • Open with as little as $10
  • $0 monthly service fee Essential Savings account2
  • Credit Score Insights - free real time credit score monitoring, alerts and tips
  • Spending Insights analyses your spending to make budgeting easier
  • Early Payday gets you get paid up to two days earlier
  • A low monthly fee of $5.00 and no overdraft fees1
  • USB Mobile App with free access to Zelle®
  • USB Online Banking with Bill Pay
  • Contactless USB Debit Card (get it right away at a branch!)
  • Digital Wallets offer secure payment options
  • Real-time fraud monitoring and alerts for your contactless USB Debit Card
  • Debit card controls within the USB Mobile App so you can control spending, review transactions, and reduce the chance of fraud
  • Free paperless eStatements
  • Free paper statement for primary owner 60 years or older1
  • Always excellent customer service

Track Spending. Build Better Credit.

Credit Score Insights

Get free real time credit score monitoring, alerts and tips

Learn More

Spending Insights

Get daily snapshots of your expenses and set goals.

Learn More

Debit Card Controls, Right From Your Phone

Skip the call or branch visit — manage your card right from the USB Mobile App with Card Controls.

Use Card Controls to:

  • Change your PIN
  • Report a lost or stolen card, or replace a damaged card
  • Access a digital card for Apple Pay® or Google Wallet™
  • Set travel dates
  • Review recurring payments and block subscriptions

It’s a simple, secure way to manage your debit card wherever you are.

Frequently Asked Questions
Get Started with the USB Switch Kit
Get Started with the USB Switch Kit

Our Switch Kit
Makes Changing Banks Easy

From opening your account to moving direct deposit and automatic payments, our Switch Kit makes changing banks simple and seamless.

Get Started with the USB Switch Kit

Disclaimers

1 If you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined in most cases. It is possible for the account to be overdrawn and have a negative balance, but no overdraft fees will be charged. Account subject to $3 monthly paper statement fee if primary owner is under 60 years of age.

2 No $3 monthly service fee when primary owner of Essential Savings account is an owner of Core Checking account; or if the primary owner of Essential Savings account is 18 years of age or younger or 60 years of age or older; or maintain a $300 minimum daily balance.

Zelle and the Zelle related trademarks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.

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