In celebration of the Thanksgiving holiday, our branches and Customer Service Center will close at 3:00 pm on Wednesday, Nov. 27, and will be closed on Thursday, Nov. 28. Remember that you can still bank using our online and mobile banking products.
To reorder checks, click here (your browser settings must be set to allow pop-ups for website and mobile to access all of the features).
If this is your first check order, please call us at 866.872.1866, visit a branch, or use our Bill Pay ...
An overdraft occurs when there’s not enough money in your account to cover a transaction, such as an ATM cash withdrawal or a debit card purchase at a store. At our discretion, we may decide to pay the check or process the transaction even ...
Overdraft Protection is an overdraft line of credit, which allows you to overdraw your checking account up to the amount of your pre-established credit line. Interest is charged on the amount borrowed against the overdraft protection until ...
What are the standard overdraft practices featured with my account?
We do authorize and pay overdrafts for the following types of transactions:
• Checks and other transactions made using your checking account number
• Automatic bill payments
We do not authorize and pay overdrafts for the following types of ...
Are there other product options to cover overdrafts?
Yes. Automated Savings Transfer is a service that automatically transfers funds from your linked savings account to cover overdrafts on your checking account. There is a fee each time an Automated Savings Transfer is made, but only one tran...
Is there overdraft protection when I use my USB ATM Card or USB Debit Card?
We may allow you to overdraw your account at the ATM or when using your Visa® Debit Card, but in order for us to allow ATM and one-time debit card transactions to overdraw your account, we are required to obtain your consent (you must “opt-...
How does the overdraft protection Opt-In Service benefit me?
Many customers find the service to be a convenient and cost-effective means of preventing the denial of transactions using an ATM or debit card that would overdraw their accounts. Even if you’ve never overdrawn before, it’s good to know you...
What fees will I be charged if Union Savings Bank pay my overdraft?
There is no fee to enroll in the Opt-In service. There are only fees incurred if/when you use the service and those are as follows:
• We will charge you a fee of $36.00 each time we pay an overdraft, not to exceed 4 overdrafts per day ($144...
How do I open a Union Savings Bank personal checking account?
Please visit a branch to open your account. Please bring two different forms of ID, e.g. a valid driver’s license, credit card, insurance card or passport. You must also bring funds for the minimum required deposit in form of cash or a check.
Does Union Savings Bank offer any overdraft services?
Yes, we can cover your overdrafts in two different ways:
1. We have standard overdraft practices that come with your account.
2. We also offer overdraft protection plans, such as a link to a savings account or to an overdraft line of credit...
How old do I have to be to open a personal checking account?
An individual personal checking account may be opened by any legally competent adult over the age of 18 who is able to sign his or her own name. Minors under 18 must be accompanied by an adult when opening an account.
Does Union Savings Bank offer checking accounts for students?
USB Essential Checking has a feature for youth ages 15 – 24. It features non-USB ATM transaction fees waived up to 6 times per statement cycle (based on age of primary owner) and then $2 for each subsequent transaction. USB ATM and Debit Ca...
By clicking continue you will be leaving our website and entering one that's hosted by another party that may offer a different privacy policy or level of security. The Bank provides access to this website in order to offer you additional information and/or functionality. We encourage you to read and evaluate the privacy and security policies of the site you are entering. Once you leave our website, you will no longer be subject to, or under the protection of, the privacy and security policies of Union Savings Bank. If you click cancel you will return to the Union Savings Bank website.
By clicking continue you will be leaving our website and entering one that's hosted by another party that may offer a different privacy policy or level of security. The Bank provides access to this website in order to offer you additional information and/or functionality. Once you leave our website, you will no longer be subject to, or under the protection of, the privacy and security policies of Union Savings Bank. We encourage you view the UltiPro Privacy Policy to review the privacy and security policies of our partner. If you click cancel you will return to the Union Savings Bank website.