In celebration of Christmas, our branches and Customer Service Center will close at 3 p.m. on Tuesday, December 24 and will be closed on Wednesday, December 25. Remember that you can still bank using our online and mobile banking products.
Spending Insights monitors your accounts, predicts how much money you’ll have based upon your historical patterns, and suggests actions you can take. Spending Insights can be found below your Accounts in the USB Mobile App.
Spending Insights utilizes Artificial Intelligence to monitor the historical spending patterns of your Deposit accounts and contactless Debit Card usage to display observations and alert you to potential shortfalls and opportunities to save...
Spending Insights will help you stay on top of your finances by monitoring historical spending patterns of your Deposit accounts and contactless Debit Card usage. This feature will display observations that will help you set budgets in vari...
Yes, Spending Insights are only accessible by you and any joint account holders who have Mobile access to your accounts. We use the latest security software and procedures to protect your information. Spending Insights and data are not shar...
What is the Send on Date for online check payments using Bill Pay?
The Send on Date is date that you select when scheduling your online check payment using Bill Pay in Online Banking and is displayed within the calendar widget when scheduling a bill payment. The Send On date is when Union Savings Bank wil...
What is the Deliver by Date for online check payments using Bill Pay?
The Deliver by Date is the date you select that you would like your payment to be received by, and is displayed within the calendar widget when scheduling a bill payment. The process time for checks to arrive to the payee is approximately 5...
After you enroll in USB Online Banking, Bill Pay can be accessed using the Money Center app in Online Banking. No additional enrollment is required to use Bill Pay.
From your USB Online Banking account, click the “Make a Payment” button. You can make a one-time payment without leaving the page you’re on. Simply enter your payment details, verify the information and you’re done. Online Banking also prov...
It’s easy! Open any USB personal checking account and set up direct deposit. You’ll then receive your paycheck up to two days early as an automatic feature.
Once you have been set up for direct deposit, early availability of your paycheck is based on when we receive the direct deposit information from your employer. If it is prior to payday, we will make your money available to you up to two da...
Will I always get my paycheck up to two days early?
There’s no guarantee that you will always receive your paycheck up to two days early since it depends on when each payroll item is received by us. That’s why it’s important for you to monitor your accounts to make sure your direct deposit i...
Zelle® QR code provides peace of mind knowing you can send money to the right person, without typing an email address or mobile number. Find Zelle® in the USB Mobile app, click “Send,” then click on the QR code icon displayed at the top of ...
Find Zelle® within the USB Mobile app and click on the QR code icon in the gray bar at the top of the screen. Click on the “My Code” tab to see your Zelle® QR code and use the print or share icon to text, email or print your Zelle® QR code.
Zelle® is a fast, safe and easy way to send money directly between almost any bank or credit union account in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you trus...
You can send, request, or receive money with Zelle®. To get started, log into the USB Mobile App and select “Send Money with Zelle®”. Following the prompts, enter the information requested, accept the terms and conditions, and you’re ready ...
Yes, open a new checking account or Health Savings Account, and instantly receive a new debit card right in the branch. If you open your account online or order a new card over the phone, the new card will be instantly issued to your USB Mo...
Contactless payments allow you to tap or wave your contactless USB Debit Card over a store checkout terminal without needing to swipe or insert the card. It’s touchless, faster, easier and safer than cash and other payment methods.
Does my contactless USB debit card come with Visa’s 3D Secure technology?
Yes. 3D Secure is fraud mitigation technology offered by Visa for ecommerce transactions. It provides another layer of security for our cardholders when you are shopping online at certain merchants. You may be asked to provide a one-time pa...
Contactless payments provide an electronic record of your purchases and provide all the same benefits of Visa debit card, so you can add a tip and even get cash back (where available).
Yes, for security reasons, there are daily limits on debit card purchases and cash withdrawals. The total daily limit is $5,000. View limit details within the Consumer Electronic Funds Transfer and Debit Card Agreement. Planning to make a ...
Can I use Debit Card Controls to increase my spending/daily limits?
No. Debit Card Controls do not override your maximum debit card spending limits, but they allow you to restrict and lower the transaction amount limit as needed.
Are there any options to open a CD for more than $250,000 and still have it be insured?
Yes. USB is a member of the Certificate of Deposit Account Registry Service® (CDARS). Using this service, you can make a multi-million dollar CD investment which will be spread across multiple banks in order to be eligible for FDIC insuranc...
Does USB offer Individual Retirement Account (IRA) CDs?
Yes. USB offers IRA CDs with the same variety of terms as regular CDs—from 3 months to 5 years. IRA CD accounts are subject to IRS regulatory qualifications and restrictions. To learn more or to open an IRA CD, contact your local USB branch.
Yes. CDs are low risk because they are insured by the FDIC up to $250,000, and you are guaranteed a rate until maturity. Also, CDs can provide peace of mind knowing that your money will grow consistently over time.
Individuals with self-only coverage may contribute up to $4,150; for those with family coverage the maximum is $8,300. Individuals who are age 55 or older may make an annual catch-up contribution of $1,000, until he or she is enrolled in Me...
How do I contribute to my HSA at Union Savings Bank?
Contribute to your HSA by using any of the following options:
1. Transfer money over from other USB accounts through Online Banking
2. Mailing in deposit
3. Visiting your local branch
Who is eligible for a Health Savings Account (HSA)?
Individual HSA eligibility includes the following conditions:
• Must be covered under a High-Deductible Health Plan (HDHP)
• May not be covered by any health plan that is not an HDHP
• May not be enrolled in Medicare Part A or Part B
• May ...
On the www.unionsavings.com website, click Forgot User ID/Password and follow the on-screen prompts to recover your information. Or you can call us at 866.872.1866.
On www.unionsavings.com, click the “Login” button and the link that says “Not enrolled? Sign Up Now.” Follow the on-screen prompts to complete the sign-up process. It’s that easy.
Who can I contact for assistance with Online Banking?
If you need assistance with Online Banking, please contact us at 866.719.6654. Additionally, there are help and how to links in Online Banking for more information.
To reorder checks, click here (your browser settings must be set to allow pop-ups for website and mobile to access all of the features).
If this is your first check order, please call us at 866.872.1866, visit a branch, or use our Bill Pay ...
How do I open a Union Savings Bank personal checking account?
Please visit a branch to open your account. Please bring two different forms of ID, e.g. a valid driver’s license, credit card, insurance card or passport. You must also bring funds for the minimum required deposit in form of cash or a check.
How old do I have to be to open a personal checking account?
An individual personal checking account may be opened by any legally competent adult over the age of 18 who is able to sign his or her own name. Minors under 18 must be accompanied by an adult when opening an account.
On www.unionsavings.com, click the “Login” button and the link that says “Not enrolled? Sign Up Now.” Follow the on-screen prompts to complete the sign-up process. It’s that easy.
How do I open a Union Savings Bank personal savings account?
Please visit a branch to open your account. The process should take less than 15 minutes. Please bring two different forms of ID, e.g. a valid driver’s license, credit card, insurance card or passport. You must also bring funds for the mini...
Is there a minimum deposit required to open a Union Savings Bank personal savings account?
The minimum opening deposit varies depending on the type of savings account: Club Savings and Young Savers Account is $5.00; Essential Savings is $25, Landlord/Tenant Savings is $100.00; and Access Savings is $300.00. See all the features o...
You can easily rollover your former 401(k) account assets into an Individual Retirement Account (IRA) at Union Savings Bank. Once the assets are transferred to your personal IRA at Union Savings Bank, we will work with you to review your go...
Saving early and consistently can deliver a dramatic, positive outcome for your retirement savings. When you start early, you benefit greatly from the power of compounding interest over time. The Union Savings Bank’s Wealth Management team ...
When you change jobs, it’s important to review your investment strategy and asset allocations to accommodate your new salary and benefit package. It’s also key to understand your distribution options for your company’s retirement savings or...
For faster access after your first login you can choose to use Touch ID/Face ID for iPhone or Android Fingerprint for Android phones by selecting the option on the login screen.
Yes, digital wallets are completely secure. Instead of your card number, an encrypted device account number (token) is assigned and stored in your device. Card numbers are never shared with merchants or transmitted with payment. And Visa’s ...
Hundreds of voice characteristics are represented in your voiceprint, only a few of which are affected by a cold. A health condition that severely affects your voice, such as laryngitis, will lead to a failed authentication – in this case ...
By clicking continue you will be leaving our website and entering one that's hosted by another party that may offer a different privacy policy or level of security. The Bank provides access to this website in order to offer you additional information and/or functionality. We encourage you to read and evaluate the privacy and security policies of the site you are entering. Once you leave our website, you will no longer be subject to, or under the protection of, the privacy and security policies of Union Savings Bank. If you click cancel you will return to the Union Savings Bank website.
By clicking continue you will be leaving our website and entering one that's hosted by another party that may offer a different privacy policy or level of security. The Bank provides access to this website in order to offer you additional information and/or functionality. Once you leave our website, you will no longer be subject to, or under the protection of, the privacy and security policies of Union Savings Bank. We encourage you view the UltiPro Privacy Policy to review the privacy and security policies of our partner. If you click cancel you will return to the Union Savings Bank website.