Get up to $600 when you open an Access Checking account*

Access Checking

Open Now

Get up to $150 when you open an Essential Checking account*

Essential Checking

Open Now

Get up to $150 when you open a Core Checking account*

Core Checking

Open Now

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Access, Essential & Core

Three personal checking accounts tailored to your needs.

Access Checking

Access Checking – an interest-earning checking account with unlimited ATM transactions that gets your hard-earned money working harder for you. Comes with our suite of digital banking tools.
  • Free, unlimited ATM transactions
  • No or low monthly service fee1
  • Early Payday so you get paid up to two days early
  • Earn interest on your balance
  • No monthly service fee Access Savings Account2
  • And much more

Essential Checking

Essential Checking – a $0 monthly service fee checking account with all the ease and convenience features you expect, plus all the latest security protections you need in today’s world. Comes with our suite of digital banking tools.
  • No monthly service fee
  • No monthly service fee Essential Savings account3
  • Early Payday so you get paid up to two days early
  • Get immediate access to a USB Debit Card that can be added to your digital wallet
  • USB Mobile App with free access to Zelle®
  • And much more

Core Checking

Core Checking is a Bank On certified account that helps you better manage your budget with a low monthly fee of $5.00 and no overdraft fees4
  • Open with as little as $10
  • $0 monthly service fee Essential Savings account3
  • Early Payday so you get paid up to two days early
  • Get immediate access to a USB Debit Card that can be added to your digital wallet
  • Comes with our suite of digital banking tools and free access to Zelle®
  • And much more

Disclaimers

* To receive up to $150 bonus, open a new Essential Checking account (subject to approval) and deposit $25 or more at account opening; or open a new Core Checking account (subject to approval) and deposit $10 or more at account opening. Get $50.00 if you make one qualifying direct deposit within 60 days of opening the account; and/or get $50.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 60 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $50 when you open an Essential Savings Account at the same time as the checking account, and maintain a $500 average balance or more for 90 days from the date of account opening. New USB savings customers only.

To receive up to $600 bonus, open a new Access Checking account (subject to approval) and deposit $50 or more at account opening. Get $300.00 if you make one qualifying direct deposit within 60 days of opening the account. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. Additionally, get $300.00 when you open a companion Access Savings account at the same time as the checking account and maintain an average balance of $15,000 or more for 90 days from the date of account opening. New USB savings customers only.

Offer is valid from July 24, 2024 through October 16, 2024. New USB personal checking customers only. Limit one per household. Promotion may be canceled without notice. Bonus amounts will be credited to checking and/or savings account between September 24, 2024, and January 31, 2025, depending on the date you open the account. Account must be open and in good standing to receive bonus. Bonuses are subject to 1099 IRS reporting requirements. Employees of Union Savings Bank are not eligible.

1 There are 3 ways to waive the Access Checking monthly service fee: maintain a minimum balance of $5,000, combined deposit balances of $25,000, or combined deposit and loan balances of $50,000. Loan balances include consumer and mortgage loans.

2 No $5 monthly service fee when primary owner of Access Savings account is an owner of Access Checking account.

3 No $3 monthly service fee when primary owner of Essential Savings account is an owner of Essential or Core Checking account.

4 If you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined in most cases. It is possible for the account to be overdrawn and have a negative balance, but no overdraft fees will be charged.

Zelle and the Zelle related trademarks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and condition apply.

Member FDIC.

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