Three types of accounts to choose from:
BASIC BUSINESS CHECKING
- No monthly service fee if $500 minimum daily balance is maintained*
- 75 free transactions per month
- And much more
BUSINESS RELATIONSHIP CHECKING
- No monthly service fee if $25,000 minimum daily balance is maintained*
- 500 free transactions per month
- And much more
COMMERCIAL CHECKING
- Improve cash flow
- Reduce fees with earnings credits and pay only for services you use
- And much more
Other USB Business Checking Account Features Include:
- Business Online Banking
- Bill Pay
- USB Business Debit Cards
- USB Business Mobile App
- Remote Check Deposit
- Merchant Card Processing
- Free eStatements
- USB ATMs
- BASIC BUSINESS CHECKING
- BUSINESS RELATIONSHIP CHECKING
Not sure where to begin?
Let's compare accounts.
- BASIC BUSINESS CHECKING
- BUSINESS RELATIONSHIP CHECKING
- Minimum Opening Balance
- $100
- $100
- Service Fee Per Statement Cycle
- $7.50*
- $12.00*
- Minimum Daily Balance to Waive Service Fee
- $500
- $25,000
- Debit & Credit Transactions Free Per Month
- 751
- 5001
- Business Online Banking (Single-User)
- Free
- Free
- Business Online Banking (Multi-User)
- Available2
- Available2
- Business Mobile App with Mobile Deposit
- Preferred Business Savings Account
- Available
- Free3
- Remote Check Deposit
- Available
- Available
- Merchant Services
- Available4
- Available4
- USB Credit Cards & Procurement Cards
- Available4
- Available4
- Cash Management & Treasury Services
- Available
- Available
- USB ATMs
- No charge
- No charge
Commercial Account Analysis Checking
- Your monthly banking fees are determined by transaction volume, services utilized and an earnings credit for balances maintained
- You have access to advanced cash management services like ACH bank transfers, Remote Check Deposit, Positive Pay and Lockbox services
- A dedicated Treasury Services team member will be with you every step of the way
Disclaimers
If the account becomes overdrawn, fees may be assessed. Please see our Schedule of Interest and Deposit Account Charges or call 866.872.1866 for further information.
1 First two months are free for new customers only
2 First 75 debit and credit transactions are free; additional transactions are $0.50 each. Transactions include checks, ACH withdrawals including automatic bill payment transactions, point of sale, phone/internet/automated transfers, deposits including the deposit ticket and checks in the deposit, and direct deposits
3 First 500 debit and credit transactions are free; additional transactions are $0.50 each. Transactions include checks, ACH withdrawals including automatic bill payment transactions, point of sale, phone/internet/automated transfers, deposits including the deposit ticket and checks in the deposit, and direct deposits
4 Business Online Banking Single User is free and includes multiple tax ID’s and single user
5 Business Online Banking Multi User includes multiple tax IDs and multiple users; fees apply – contact Treasury Services for pricing at 203.830.6927 or treasuryservices@unionsavings.com
6 Business Relationship Checking customers are eligible for a free Preferred Business Savings Account; if no Business Relationship Checking account, the service fee is $10.00 per statement cycle
7 A separate application is required. Subject to credit approval
8 There is no fee to use a USB ATM or USB Debit Card at a USB ATM. A $2.00 ATM and / or Debit Card fee will be assessed at non-USB ATMs. This fee does not include non-USB ATM surcharges assessed by the other bank.
*Basic Business Checking monthly service fee waived if $500 minimum daily balance is maintained. Business Relationship Checking monthly service fee waived if $25,000 minimum daily balance is maintained.