Types of Commercial Real Estate Properties We Finance

We offer access to flexible, cost-effective lending that is tailored to the needs of developers and investors in the following real estate classes.

  • Investment property – Retail, industrial, mixed-use, and multifamily buildings and more
  • Owner-occupied – Purchase, new construction, renovation or refinance your growing business
  • Construction-to-Permanent loans
  • Refinancing – Refinance your current mortgage for your business space

USB Commercial Real Estate Property Financing Benefits

  • Competitive fixed (Conventional or Swap) and variable rates amortized up to 30 years
  • Local, quick decisions
  • Expert personalized guidance and service from a dedicated local banker
  • Low borrowing costs
  • Customized underwriting and pricing
  • Experienced, knowledgeable lending professionals
  • Access to key decision makers, including Executive Management
  • Stable, well-managed mutually owned financial services provider

Helping Our Customers Grow And Expand Their Business

  • $31,000,000
    Construction / Permanent Mortgage
    Multifamily development
    Fairfield, CT
  • $20,000,000
    Commercial Mortgage
    Grocery anchored shopping center
    Northeastern CT
  • $8,000,000
    Commercial Mortgage
    Downtown retail
    Darien, CT
  • $6,900,000
    Commercial Mortgage
    Medical / Surgical building
    Central CT
  • $5,620,000
    Commercial Mortgage
    Multifamily building
    West Hartford, CT
  • $2,400,000
    Construction / Permanent Mortgage
    Industrial building
    Oxford, CT

Business & Commercial Loans FAQs

Does Union Savings Bank offer commercial loans?

Yes. For more information please visit or call us at 866.872.1866. We offer competitive fixed and variable rates which can be tailored to meet our client’s needs.

Can I advance from on my line of credit from the business on-line system?

Yes, the line advance is easy and quick from our business on-line system. Line of credit funds are deposited automatically into your linked checking account.

What type of commercial loans does Union Savings Bank offer?

We offer a broad range of commercial products including commercial construction and term loans, commercial mortgages, secured lines of credit for short-term cash flow needs, term loans for equipment and vehicle purchases, and an unsecured business cash reserve line to protect against overdrafts. We offer competitive fixed and variable rates which can be tailored to meet client needs.

Does Union Savings Bank sell their commercial loans?

No, we don’t sell our commercial loans and all servicing is done here in CT by USB commercial loan officers assigned to personally service you and your business account.

We've Helped Thousands of Local Connecticut Businesses Just Like Yours

DANCE ETC.
When Jen decided that she wanted to start looking for her own piece of property for her small business, she turned to her trusted partner, Union Savings Bank, the community bank that’s been helping her feel comfortable with financial and banking decisions for over 10 years. As she continues to watch her students grow and succeed, we’ll be there to help make sure her business does too.
KOSTER KEUNEN
There aren’t many businesses that can say they are in their fifth generation. For John Koster, president of Koster Keunen Manufacturing, located in Watertown, CT, there is a sense of responsibility to make it to the sixth and seventh generations. Established by newlyweds Johanna Keunen and Bernhard Koster in Holland in 1852, Koster Keunen has been a world leader in natural wax for over 160 years. Their refined waxes can be found in cosmetics, automotive applications, pharmaceuticals and inks, to name just a few. Recognizing the rising need for organic products, they were the first natural wax company in the U.S. to obtain the USDA Organic Handling Certificate. John’s over 14 year business banking relationship with Union Savings Bank has grown as the business has grown, to where the U.S. location now occupies over 100,000 square feet. A revolving line of credit helps finance the company’s seasonal purchases so Koster Keunen can deliver materials year round. Providing for customers as their needs arise – it’s a goal we have in common.
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